Player:

Value held:	Action:
0(10, J, Q, K) to 5	Draws a card.
6 or 7	Stands.
8 or 9	Turns cards over.

Banker:

Value held:	Player's draw:	Required action:
0 to 2	Anything	Draws a card.
3	0 to 7 or a 9	Draws a card.
	8	Stands.
4	2 to 7	Draws a card.
	0, 1, 8 or 9	Stands.
5	4 to 7	Draws a card.
	0 to 3 or 8	Stands.
6	6 or 7	Draws a card.
	0 to 5 or 8	Stands.
7	Anything	Stands.

Bets are made prior to any cards being dealt. The banker plays against only one player at a time, but any or all the other players may bet on the hand. Winning player and bank bets pay even money. Hands that result in a tie pay off tie wagers at 8 to 1 and a bank or player bet is treated as a push with the money sitting on the table for the next hand.

To start a hand both player and banker are dealt two cards face down and the next move depends on the cards in the hands.

If the player or banker has a two card total of 8 or 9 (a natural), he/she turns the cards over immediately. The other must do so also. A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands.

If no-one has a natural (a total of 8 or 9) then play goes to the player. The rules (see above) determining the player's actions are based on the two cards first dealt to him/her.

The dealer goes after the player using the two cards dealt to him/her and the third card, if any, dealt to the player to determine the dealer action.